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Pay over time with Affirm

Affirm is available as a payment option at checkout. Choose Affirm - Pay Over Time when you check out, and pick the payment schedule that suits you.

Questions about Affirm? Call or text us at (703) 256-0200.

How It Works

Shop

Choose the furniture you love.

Choose Affirml

Select Affirm – Pay Over Time at checkout.

Review Your Options

Review the payment options Affirm makes available for your purchase.

Complete Your Order

Complete checkout and Morse will coordinate the next steps for delivery or pickup.

Buy with confidence

With Affirm, you always know exactly what you’ll owe and when you’ll be done paying.

Transparent

You’ll never pay late fees, hidden fees, or annual fees. And never any compound interest, either.

Flexible

You choose the payment schedule that works best for you.

Fair

Affirm doesn’t charge late fees or hidden fees of any kind, ever.

Rates from {0–36% APR} {10–36% APR}. Payment options through Affirm are subject to an eligibility check, may not be available everywhere, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. See affirm.com/licenses for important info on state licenses and notifications.

Financing Options From Progressive and Synchrony

Financing Basics

When you consider buy now pay later furniture, you’ll have several financing options to choose from. One financing plan allows you to “lease” your new furniture without having to pay a large amount of money upfront. When you choose this option, you will make an initial payment at lease signing, and then all remaining payments are determined by the cash price of the item. Once you’ve made all your payments, your new furniture is officially yours.

If you’re considering furniture financing, there are a few things to consider that can help you make the right decision. First, make sure that your current credit report is free of any errors and that your credit score is in a good range. You can obtain a free copy of your credit report once a year if you want to check it before you apply for financing. Some programs don’t require a credit check, but they will take a quick glance at your overall credit history.

An Important Tip When Financing Furniture

Once you’ve decided that financing your next furniture purchase is the right choice for you, there are a few things to keep in mind. Whether you’re getting new sofas on finance or participating in mattress financing, there’s one crucial thing you should consider. If you decide that you no longer want your furniture, you’ll need to notify the financing company directly. They will usually send someone to retrieve your furniture, and you will then no longer need to make payments. Keep in mind that if you decide to return the financed furniture, you will not receive a refund for any payments that were made previously.

Financing your next furniture purchase is a great way to get the items you need now without having to pay the full amount. Whether you have good credit or poor credit, there are lots of options available to you. At Nova Furniture Gallery, we offer several financing options to make your next furniture purchase easy. Talk to one of our sales representatives today, so we can help you get started. Come and pay us a visit today to apply in-store so we can help you select the perfect furnishings for your home at a great price.

Ready to Find Your Furniture?

Shop furniture that’s in stock now and ready for fast local delivery from Nova Furniture Gallery. Explore our selection of sofas, sectionals, bedroom, dining and more, with in-stock items available for delivery and setup within as little as 3 days.

Shop In-Stock Furniture

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